One of the best sources for tricks of the trade home repairs that I have ever found, have been books on home repairs and remodeling. These books can often be a valuable source filled with amazing tips that can save you time and that ever so precious dollar or money.
If you really want to learn the valuable tricks of the trade, you're probably going to need to find a professional with the experience who is willing to teach you these valuable tips or tricks of the trade. Most of the time, the people who have the experience, aren't willing to share it with others.
I myself have learned plenty of these tricks of the trade from other professionals that I worked with, while we worked framing homes with other professional master carpenters. These master carpenters often were unwilling to teach me anything, but by befriending them, I learned more than I would have never learned at any university or school.
If you don't know anyone with the experience and most homeowners don't, we need to refer back to the books and some of these books are written by experienced master carpenters who understand the value of these tricks of the trade. Like myself, I rarely give them away, however I have written quite a few articles about them. Every once in a while, I let one loose and your reading one right now.
These books can be found at your local library or purchased at a community bookstore. They have been a wealth of information for myself and others for years now. If you really want to learn the tricks of the trade, quite a few of them can be found by reading home repair and remodeling books. If you look hard enough, you will usually find them. … Continue Reading
It appears that I have reached the point in life where I have difficulty accepting the premise that when something sounds too good to be true it almost certainly is too good to be true. Or, perhaps it’s not age related but ingrained in our DNA; we want more for less, something for nothing, always searching for the deal of the century. Later living to regret it.
Every day I find myself bombarded with countless ads and emails offering everything from handy gadgets, to fabulous furniture, to complete new kitchens or bathrooms, all at ridiculously low prices. As hard as I try to avoid even glancing at these limitless offerings my fingers pay no attention to my brain. Taking on a life of their own, they click to open every offer that has managed to avoid my spam or junk folder. And each time I succumb to the lure of the must have LED flashlight with built-in can opener, that’s “cheap at half the price”, I am disappointed yet again. Why don’t I learn?
I saw a young woman on TV who totaled her car, which she had named BRAD (while insured by a company that we should switch to immediately). I think she took her settlement and created a web-site named after Brad that offers terrific DEALS, but only if you act very quickly. Most of this stuff is too good to be true, or too cheap to be good. But that doesn’t stop us. I purchased a set of outdoor furniture (some assembly required); six chairs and two foot rests, guaranteed not to rust for a year. I’m too embarrassed to reveal how low the price was. It took two full days to assemble, after a two-week wait for the missing parts to be shipped from California. The … Continue Reading
If you're an independent contractor, you might not think you need any kind of liability insurance. However, just like any small business owner, it's a good idea to have at least base insurance. There will always be people out there who will try to sue anyone and everyone for any reason. No matter what your line of work is, you never know if you might be held liable for something in some way. Don't take any risks – invest in general liability insurance for contractors.
Even if your job involves primarily sitting in front of a computer all day, you are not entirely protected by potential lawsuits of some sorts. Independent contractors have pretty much the same legal obligations and liability exposures as large companies and firms. Depending on your industry, you could be held liable for anything from bodily injuries to advertising libel or copyright infringement.
There are some industries in which general liability insurance is required by law for independent contractors. What if your business starts to grow and you have to start hiring employees or contracting work out to others yourself? You'll need protection for them as well.
What to Look for in a General Liability Insurance for Contractors
You don't want to purchase general liability insurance for contractors from any company. Here are a few things to look for in a business insurance provider:
• Simple monthly payments are always good – especially if you have cash flow trouble. Choose a provider that has flexible payment plans to keep things as smooth and simple as possible.
• Make sure that the coverage includes all of the essentials: bodily injury, libel / slander / defamation, and property damage. The ideal general liability insurance plan should include these at the very least.
• Worldwide coverage is important, as … Continue Reading